TERMS OF SERVICE

Last updated: 09-25-2025

Welcome to Peeren CPA Services Ltd. (“we”, “us”, “our”). By accessing or using the website peerencpa.ca (the “Site”), you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you must not use or access this site.

1. Use of the Site

You may use the Site for lawful purposes only.

You agree not to:

• Use the site in any way that violates applicable laws or regulations;

• Interfere with or damage the operation of the Site;

• Attempt to gain unauthorized access to any part of the Site or related systems or networks.

2. Intellectual Property

All content on the Site (text, graphics, logos, images, software, audio, video) is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non‑exclusive, revocable license to view and download only for your personal, noncommercial use. You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use the content unless expressly allowed.

3. Disclaimers & No Professional Advice

The information on the Site is provided for general informational purposes only and does not constitute professional (accounting, tax, legal, financial) advice.

You should not rely on any content on the Site for making decisions without consulting a qualified professional.

We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of the content. The Site is provided “as is” and “as available.”

4. Limitation of Liability

To the fullest extent permitted by law, in no event will we (or our officers, employees, agents, partners, licensors) be liable for any direct, indirect, incidental, punitive, special or consequential damages arising out of or in any way connected with your access or use of the Site.

This includes, but is not limited to, loss of data, loss of profits, business interruption, or other losses even if we have been advised of the possibility of such damages.

5. Indemnification

You agree to defend, indemnify, and hold harmless Peeren CPA Services Ltd. and its affiliates, officers, agents, and employees from and against any claims, damages, liabilities, costs, or expenses (including legal fees) arising out of or related to your use of the Site, your violation of these Terms, or your infringement of any rights of a third party.

6. Third‑Party Links & Content

The Site may contain links to third‑party websites. These links are provided for your convenience. We do not control and are not responsible for the content, accuracy, or practices of those third‑party sites.

Inclusion of a link does not imply endorsement.

You access and use third‑party sites at your own risk.

7. Privacy

Your use of the Site is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. Whenever we make material changes, we will post the new version here and update the “Last updated” date.

Your continued use after changes implies acceptance of the revised Terms. If you do not agree, you must stop using the Site.

9. Termination

We may suspend or terminate your access to the Site (or parts of it) at any time, without notice or liability, for any reason (e.g. violation of these Terms).

Upon termination, the rights and licenses granted to you shall cease.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein.

You agree to submit to the exclusive jurisdiction of the courts located in British Columbia for any disputes arising out of or relating to these Terms or your use of the Site.

11. Severability & Waiver

If any provision of these Terms is held unenforceable to any extent, the remainder shall continue to be enforceable.

No waiver of any term shall be deemed a waiver of future enforcement of that or any other term.

12. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices or policies on the Site, constitute the entire agreement between you and Peeren CPA Services Ltd. regarding your use of the Site, superseding all prior or contemporaneous communications, proposals or agreements (oral or written).

13. Contact Information

If you have questions or concerns about these Terms, please contact us at:

Peeren CPA Services Ltd.

chaelene@peerencpa.com

250-488-6418